Say goodbye to credit card interest with nearly two years of 0% intro APR -- perfect for paying off debt or making new big ...

Get up to 24 months interest-free with this week's top 0% intro APR cards -- ideal for big buys or knocking out debt with no ...

Fed rate cuts could ease credit card and deposit rates, but auto loans and mortgages may stay high due to risk and long-term ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

The Federal Reserve cut its federal funds rate in September 2025—the first time since late 2024. Rates for certain financial products may change fairly quickly in response to this adjustment, but ...

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Market Response: Following the Fed's cuts, financial institutions tend to adjust their rates accordingly. For instance, the average rate for home equity lines of credit (HELOCs) has dropped from 8.55% ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...