Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

Certificates of deposit, or CDs, are savings tools that earn interest on money invested for a pre-determined period. They’re different from regular savings accounts because you must leave the money in ...

CD ladders use different maturities to maintain access to funds at regular intervals while guaranteeing a return. Short-term CD ladders are often used as part of an emergency fund strategy. Long-term ...