When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Sometimes you need to cancel an application because you applied for the wrong card, another card has a better sign-up bonus or you realize you don’t need it. Canceling a card can be difficult because ...

(NewsNation) — If you’ve been reminded to make a purchase using an old credit card, you might consider wanting to cancel the card altogether. But is that a good decision for your credit score? Will ...

It’s typically better for your credit score to keep an unused credit card open, especially if it’s your oldest line of credit. However, you might be better off canceling the credit card instead if you ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

When 85-year-old Joel Weiss* of Boca Raton, Florida, opened his Citibank statement, he was alarmed to see recent charges he did not recognize — among them, a $3,000 retail expenditure in Indiana, King ...

When I first moved here I had no credit history being Canadian, and the only bank that had a policy of calling Canada to check my previous credit was Bank of America. My office has an arrangement with ...

A Canadian family recently discovered a jarring financial truth: Cancelling their aging father’s credit card didn’t stop some ...

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...