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Understanding how smoking affects policies and which insurers offer competitive rates can help you secure affordable coverage. Life insurance provides essential financial protection for your loved ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Smokers qualify for life insurance Types of life insurance for smokers Improving your chances of approval ...

Smokers pay at least triple for life insurance compared to nonsmokers, even if you are in good health. Life insurance companies check for nicotine use in several ways, including urine and blood tests ...