Discover what loan default rates are, how they're calculated, and their role as economic indicators impacting lenders and borrowers. Learn the metrics used for assessment.

Discover what problem loans are, how they affect both borrowers and lenders, and strategies for managing or mitigating their risks effectively.

For a good while, hardship-loan activity has served as an early indicator of stress. This has been powered by increased consumer financial strain and borrowers with weaker credit side-stepping ...