Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and ...

If a bill lands in collections, the fallout escalates quickly. So, you should know what to expect and how to fix it.

When a debt collector reaches out, it can be unsettling, even if you knew that you'd defaulted on your obligations and were expecting the call. Between the pressure to pay, the perceived urgency of ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Credit card debt has become a pervasive financial challenge ...

Finding out you're being sued over an old credit card debt can be a stressful experience. After all, these legal proceedings typically mark the culmination of months or even years of missed credit ...

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

As 2025 winds down, many households are feeling the effects of another expensive year. Credit card APRs remain firmly above 22% on average, and the holiday spending season is already pushing balances ...

LINCOLN - Chase Bank USA N.A. and Chase Bankcard Services Inc. will reform its unlawful credit card debt collection practices through a $136 million joint state-federal settlement with Nebraska ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

It's that time of year when credit-card balances start climbing. Here are some tips for managing and paying off your debt in ...

The statute of limitations varies from state to state and is the law that limits the amount of time in which debt collectors can sue you for unpaid debt. You aren't legally required to repay debt that ...

Five years ago, I faced a daunting challenge: nearly $30,000 in credit card debt. My situation wasn’t the result of reckless spending. Instead, it was a matter of trying to keep my head above water as ...