Even when you never miss a payment, carrying unpaid credit card balances month after month can reduce how much home loan a ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

You can now redeem Bilt Points for student loan payments. But don't expect it to wipe out your debt. Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news ...

Several different strategies can help you get out of credit card debt — from payoff plans like the avalanche and snowball methods to consolidation products like balance transfer credit cards and ...

Life doesn't always go according to plan, and that applies to finances too. For many Americans, unexpected medical bills or simply the accumulated weight of high-interest debt can create financial ...

Deciding how to use a holiday bonus depends on interest rates, loan terms, and savings needs. Here’s how to choose the option ...

It's that time of year when credit-card balances start climbing. Here are some tips for managing and paying off your debt in ...

When you suddenly need money, two options immediately come to mind: credit cards and personal loans. Both are unsecured loans, meaning no collateral is required. This is why they are considered ...

BNPL offers short-term affordability, but mismanagement creates budgeting risks. Credit cards can provide rewards and credit-building benefits with more flexibility. BNPL isn't likely to replace ...