The firm operates in full compliance with Texas Finance Code § 393.002, as well as federal laws including the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), ...

Maybe, but they can't do anything that you couldn't do yourself for free.   — -- The answer is maybe -- but they can't do anything that you couldn't do yourself, for free. Anything on your ...

The information found in a consumer’s credit report can have a considerable impact on their housing security, professional prospects and financial trajectory. This makes accurate credit reporting ...

The term credit repair broadly refers to improving an individual's credit score. Often, this involves contacting credit bureaus to dispute damaging, inaccurate information on credit reports. For a fee ...

Credit repair companies can review your credit report for inaccuracies and dispute them with the reporting agencies. Although you can repair your credit yourself, hiring a credit repair service can be ...

Credit repair may offer faster dispute resolution, expert analysis and the potential for score improvement. Approach credit repair with realistic expectations, as there’s no guarantee of specific ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works.

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...