Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average length ...

Goldfish have only a three-second memory. You can see the Great Wall of China from space. And carrying a credit card balance does wonders for your credit score. Some myths might not be doing much harm ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Dave Ramsey has captivated millions of listeners through his show and has sold many copies of his book. The financial guru ...

This habit can cause your credit score to drop month after month. “Ideally, you want to keep your credit utilisation below 30 ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better credit.

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

Citi is an advertising partner. The Citi Simplicity® Card is an excellent option for anyone who wants to pay less credit card interest because it offers a best-in-class balance transfer intro APR.

Carrying a balance on your credit card past your grace period means that you’ll start accruing interest on that balance, which will continue to grow until you pay it off completely. If this is the ...