Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people think that having a good credit score is enough, but in reality, banks and ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...