As the credit card bills pile up and the variable interest rates on your cards climb higher, it's easy to become trapped in a cycle of debt that you can't easily overcome. And, when you add the ...

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Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

If you’re struggling with crushing credit card debt and mounting overdue bills, debt settlement could be a lifeline, helping you clear your balances for less than you owe. When you successfully settle ...

Debt relief can take many forms, from consolidating debt to filing for bankruptcy. A so-called debt relief program, also known as a debt settlement program, is a detailed road map designed to help ...

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Financial challenges can strike anyone, regardless of income level, and that's especially true in the current high-rate landscape. After all, today's average credit card interest rates are hovering ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you overwhelmed by ...