Direct Line is offering one-third off the cost of home insurance this autumn, when new customers buy buildings and contents policies together. Paying less for such an important purchase means ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you. Why ...

If you haven’t filed a homeowners insurance claim in a long time—or ever—and are seeing your premiums soar, switching to another insurer sounds like a no-brainer. Even if you’ve had a claim in recent ...

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An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

In most cases, home insurance will help pay to repair or replace your roof after damage from a storm or accident. Insurance doesn't pay to fix normal wear and tear. That means you're responsible for ...