Searching for the right homeowners insurance policy can be confusing. There is insurance-specific terminology to master, for example. One phrase you may hear when you are talking to insurance agents ...

Most homebuyers in the US borrow money to purchase their home. As a result, the mortgage lender always requires hazard insurance, commonly called homeowner's insurance as a condition of the loan in ...

Whether termed “climate change” or “extreme weather,” an increasingly unstable environment is damaging homes and other property at an accelerating pace faster than observed in decades. The magnitude ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Your home’s size, age and features, as well your personal property, impact how much coverage you need. Keeping a digital home inventory can help determine appropriate policy limits and make the claims ...

This week, state fire officials released updated maps denoting fire hazard across Southern California. They say these designations aren't supposed to influence insurance rates. Backstory: It’s the ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. SAN ELIJO HILLS, Calif. — After more than a ...