Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

A Roth conversion can change your retirement for the better, but only if done correctly. These are some costly conversion ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

In 2025, a record 4.18 million Americans will turn 65. For those planning to retire soon, an important question arises: Does converting retirement savings from a tax-deferred account to a Roth IRA ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

I am a 66-year-old married man with a substantial balance – $1 million-plus — in my IRA. Last year, I started to convert to a ...

Discover smart investments for Roth IRAs, avoid prohibited transactions, and understand contribution limits for optimizing your retirement savings.

Preparing for retirement can require income and asset shuffling to make sure you have enough funds available and don’t bump yourself into a higher tax bracket. One method for this is known as a Roth ...

Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...

As investors strive to optimize their retirement savings and minimize tax burdens, understanding how Roth conversions benefit them becomes more important. Roth conversions have great significance when ...

Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...