Mortgage rates fell in 2025. As of Dec. 24, 2025, the 30-year fixed-rate mortgage averaged 6.18%, down from the week prior ...

The rate on a 30-year fixed refinance rose to 6.24% today, according to the Mortgage Research Center. The average rate on a ...

Some reports say mortgage rates dropped after the Fed’s cut, others say they climbed. Here’s why headlines conflict—and why the Fed’s move isn’t the whole story.

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

The Fed’s rate cut has many homeowners wondering about refinancing. But the connection between Fed policy and mortgage rates isn’t always straightforward.