Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.29%, and for 20-year mortgages, the ...

As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

If you're looking for a home to buy, mortgage rates are likely top of mind. Will they drop in 2026? Here's what six experts ...

The rate on a 30-year fixed refinance dropped to 6.17% today, according to the Mortgage Research Center. Rates averaged 5.29% ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Mortgage refinancing lets you save money or tap equity, but it takes time to break even after upfront costs. Some or all of the mortgage lenders featured on our site are advertising partners of ...

Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.

A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, depending on your goals and how a new ...

Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back record-low mortgage rates. Mortgage rates have been prohibitively high for ...