請幫我寫一段 discord.py 的基礎機器人程式碼，名為bot.py，請滿足以下條件： 1. 使用 dotenv 套件讀取同目錄下 .env 檔案中的 DISCORD_TOKEN。 2. 必須開啟 Message Content Intent 權限。 3. 啟動成功後，在終端機印出『Bot已上線，準備好理財了！』。 4. 加入一個簡單的指令 !

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