You’re not “bad with money.” You’re just operating without a plan. If you don’t tell your money where to go, it will always leave. Every time. A written budget isn’t optional if you want to win. It’s the foundation that makes everything else work: getting out of debt, saving, investing, and finally having margin instead of stress. That’s why I built EveryDollar. It takes the guesswork out of budgeting so you can stop feeling overwhelmed and start taking control. If you’re tired of wondering wher

Most people think winning with money is complicated. It’s not. It’s just hard. I learned that the hard way when I went from millionaire at 26 to broke and starting over with a newborn and a marriage barely hanging on. The truth? There are only a few things you have to do: live on less than you make, stay out of debt, save, invest, and give. Simple to understand. Tough to live out. That’s why having a plan matters. Sharon and I started winning again when we stopped guessing and started telling ou