🚫 Avoid Frozen Bank Accounts! Comment “CHECKLIST” to get our FREE Estate Planning Checklist and make sure your plan includes every essential component. 📄✨ If an account has no named beneficiary and is not held in a trust, it becomes part of your probate estate. Which means… a judge—not your family—decides what happens next. ⚖️ Your loved ones may be unable to access the funds, even when they urgently need them for bills, funeral costs, or the mortgage. 💸💔 The good news? The fix is simple: th
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